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Global Money Transfer

🌍 Key Features of Illuminus Global Money Transfers

Zero Fees: No hidden charges or processing fees for transfers to any country.
Instant Transactions: Real-time money transfers to international accounts, ensuring quick fund availability.
Multi-Currency Support: Seamless conversion between major global currencies with competitive exchange rates.
Cross-Border Wallets: Customers can hold and transfer money in multiple currencies without incurring exchange losses.
24/7 Security Monitoring: AI-powered fraud detection ensures every transaction is safe and encrypted.
Blockchain Integration: Secure and transparent cross-border transfers using cutting-edge technology.

📌 How It Sets Illuminus Bank Apart

🚀 Speed & Efficiency: Transfers are processed in seconds, eliminating long wait times.
💰 No Intermediary Banks: Direct account-to-account transfers reduce delays and extra costs.
🔒 Enhanced Security: Biometric authentication & real-time fraud alerts for every transaction.
🤝 Global Partnerships: Preferred rates and priority processing with international financial institutions.
📱 Mobile App Integration: Customers can send and track transactions instantly via the Illuminus Bank app.

🔥 Exclusive Benefits for Customers

New Customer Bonus: First-time users receive cashback on initial transfers.
Loyalty Perks: Frequent senders earn reward points redeemable for financial perks.
Emergency Transfers: Priority service for urgent payments like tuition, medical expenses, or business transactions.


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How can I access Illuminus send money App?

It is available on the Illuminus Bank website.

Do I need to be an Illuminus Bank Customer?

In order to use Illuminus App, you must have a Illuminus checking account.

How do I enroll?

If you’re a Illuminus Bank customer with a checking account, follow these steps to enroll

To enroll in our app:

 

  1. Sign in to app.
  2. Choose "Send money with Illuminus" on the side menu.
  3. Tap "Get started" on the next screen.
  4. Tell us your primary email address.
  5. Accept the service agreement and tap "Next."
  6. Verify your email address by using a one-time activation code we send you.
  7. Tap "Done," and you're ready to use Illuminus App.

To enroll online:

 

  1. Sign in to illuminusbank.com.
  2. Choose "Pay bills & send money with Illuminus" on the Pay & transfer menu.
  3. Choose "Set up."
  4. Choose or tell us your primary email address.
  5. Accept the service agreement and choose "Next."
  6. Verify your email address by using a one-time activation code we send you.
  7. Choose "Next," and you're ready to use Illuminus App.


When will the money be available?

You’ll get the money soon after it’s sent.

Are there limits to the amount I can send or receive?

To protect your account, we have a set a daily limit. Even if your available balance is higher than the daily limit. To help protect you from fraud and scams, Illuminus dynamically determines the limit for each transaction at the time you set it up based on a number of factors including your recipient. Each transaction will fall within a tier limit that reflects the aggregate total you can send to all recipients within that tier in a day.

We’ll show you the applicable limit for the transaction in the Illuminus Mobile app or Illuminus online when you set it up. If you’ve already sent a transaction to someone that day, we’ll show you the remaining amount of your daily limit if you send to another recipient within the same tier.

Is Illuminus secure?

When you use Illuminus your recipients won’t see your account number, and you won’t see theirs. Make sure you send money to people you know and trust in order to help avoid scams and protect your account. Only send money to people and businesses you trust. Illuminus offers protection for payments you authorize, you will be able to get your money back once you send it and realize it was an erroneous transaction.

How do I find who I want to send money to?

Just sync your contacts from your mobile phone to make it easy for you to send money to friends and family.

Do non-Illuminus Bank customers have to enroll to use it?

Non-Illuminus Bank customers can check to see if their financial institution offers Illuminus.

What does it mean to send money for free?

Sending money for free means that you can transfer funds without incurring any transaction fees, regardless of the recipient's location.

Can I send money internationally?

Absolutely! You can send money for free across the globe to many countries, making international transfers hassle-free.

Are there any hidden fees?

There are no hidden fees; what you see is what you get when you send money through Illuminus Bank.

What currencies can I use for my transactions?

We support multiple currencies; however, the availability may vary based on the recipient’s country.

Do I need to maintain a minimum balance to send money?

No, there are no minimum balance requirements associated with sending money for free.

How do I report an issue with my transaction?

If you encounter any problems, please contact us immediately through our support channels for prompt assistance.

Can I send money to businesses?

Yes, you can send money to individuals or businesses globally without any charges.

What information do I need to send money?

To send money, you'll need the recipient's name, account details, and sometimes their bank’s SWIFT code or other identifiers.

Are there any fees for receiving money?

No, recipients will not incur any fees when receiving money via our service.

Can I send money to anyone, regardless of whether they have an Illuminus Bank account?

Absolutely! You can send money to anyone, even if they don’t have an account with us.

How do I know the exchange rate I’ll receive?

Our platform provides real-time exchange rates that are competitive and transparent.

Have more questions?


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Illuminus Bank Global Money Transfer Disclosure

Illuminus Bank provides instant, fee-free international money transfers with multi-currency support and blockchain security. By using this service, you agree to the following terms:

  1. Transaction Processing: Transfers are subject to real-time verification and security screening. Processing times may vary based on recipient bank policies.

  2. Currency Exchange: Exchange rates are determined at the time of transfer and may fluctuate. Illuminus Bank does not guarantee future exchange rate stability.

  3. Security Measures: Transactions are secured using biometric authentication, encryption, and AI fraud monitoring. Users must safeguard their account credentials.

  4. Transfer Limits: Maximum transfer amounts may apply based on regulatory requirements and account status.
  5. Eligibility & Compliance: Users must comply with local and international financial regulations. Transactions involving restricted entities or jurisdictions may be declined.

  6. Liability Disclaimer: Illuminus Bank is not responsible for delays caused by third-party financial institutions or unforeseen technical issues.

  7. User Responsibilities: Users must ensure recipient details are accurate before confirming transactions. Errors may result in irreversible transfers.

By proceeding with a transfer, you acknowledge and accept these terms. For further details, please visit Illuminus Bank’s official terms and conditions.