Global Money Transfer

SEND MONEY

Your Money, Your World — Send for Free in Seconds


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Send Money Across The Globe For Free 

Your Money, Your World — Send for Free in Seconds

Key Features of Illuminus Global Money Transfers

  • ✅ Zero Fees: No hidden charges or processing fees for transfers to any country.

  • ✅ Instant Transactions: Real-time money transfers to international accounts.

  • ✅ Multi-Currency Support: Seamless conversion between major global currencies with competitive, transparent exchange rates.

  • ✅ Cross-Border Wallets: Hold and transfer money in multiple currencies to avoid exchange losses.

  • ✅ 24/7 Security Monitoring: AI-powered fraud detection and encryption.

  • ✅ Blockchain Integration: Secure and transparent cross-border transfers.


How It Sets Illuminus Bank Apart

  • Speed & Efficiency: Transfers are processed in seconds, eliminating long wait times.

  • No Intermediary Banks: Direct account-to-account transfers reduce delays and extra costs.

  • Enhanced Security: Biometric authentication & real-time fraud alerts.

  • Global Partnerships: Preferred rates and priority processing with international financial institutions.

  • Mobile App Integration: Send and track transactions instantly via the Illuminus Bank app.


Exclusive Benefits for Customers

  • ✅ New Customer Bonus: First-time users receive cashback on initial transfers.

  • ✅ Loyalty Perks: Frequent senders earn reward points redeemable for financial perks.

  • ✅ Emergency Transfers: Priority service for urgent payments like tuition or medical expenses.


Frequently asked questions


It is available on the Illuminus Bank website and the mobile app. To use the service, you must have an active Illuminus checking account.

In order to use Illuminus App, you must have a Illuminus checking account.

If you’re a Illuminus Bank customer with a checking account, follow these steps to enroll

To enroll in our app:

 

  1. Sign in to app.
  2. Choose "Send money with Illuminus" on the side menu.
  3. Tap "Get started" on the next screen.
  4. Tell us your primary email address.
  5. Accept the service agreement and tap "Next."
  6. Verify your email address by using a one-time activation code we send you.
  7. Tap "Done," and you're ready to use Illuminus App.

To enroll online:

 

  1. Sign in to illuminusbank.com.
  2. Choose "Pay bills & send money with Illuminus" on the Pay & transfer menu.
  3. Choose "Set up."
  4. Choose or tell us your primary email address.
  5. Accept the service agreement and choose "Next."
  6. Verify your email address by using a one-time activation code we send you.
  7. Choose "Next," and you're ready to use Illuminus App.


Funds are typically available within seconds of the transfer being confirmed, though some international transactions may take up to 30 minutes depending on the recipient's bank.

To protect your account, we have a set a daily limit. Even if your available balance is higher than the daily limit. To help protect you from fraud and scams, Illuminus dynamically determines the limit for each transaction at the time you set it up based on a number of factors including your recipient. Each transaction will fall within a tier limit that reflects the aggregate total you can send to all recipients within that tier in a day.

We’ll show you the applicable limit for the transaction in the Illuminus Mobile app or Illuminus online when you set it up. If you’ve already sent a transaction to someone that day, we’ll show you the remaining amount of your daily limit if you send to another recipient within the same tier.

When you use Illuminus your recipients won’t see your account number, and you won’t see theirs. Make sure you send money to people you know and trust in order to help avoid scams and protect your account. Only send money to people and businesses you trust. If you suspect fraud or made an error, Contact Support Immediately or call our 24/7 Fraud Hotline at 1-800-ILLUM-HELP. While we will attempt to assist, recovery of funds sent to the wrong recipient cannot be guaranteed.

Just sync your contacts from your mobile phone to make it easy for you to send money to friends and family.

Non-Illuminus Bank customers can check to see if their financial institution offers Illuminus.

Sending money is free of transaction fees. We provide real-time, competitive exchange rates that are shown clearly before you confirm the transfer. Recipients do not incur fees to receive money.

Absolutely! You can send money for free across the globe to many countries, making international transfers hassle-free.

There are no hidden fees; what you see is what you get when you send money through Illuminus Bank.

We support multiple currencies; however, the availability may vary based on the recipient’s country.

No, there are no minimum balance requirements associated with sending money for free.

If you encounter any problems, please contact us immediately through our support channels for prompt assistance.

Yes, you can send money to individuals or businesses globally without any charges.

To send money, you'll need the recipient's name, account details, and sometimes their bank’s SWIFT code or other identifiers.

No, recipients will not incur any fees when receiving money via our service.

Absolutely! You can send money to anyone, even if they don’t have an account with us.

Our platform provides real-time exchange rates that are competitive and transparent.

Please review your details carefully. Because Illuminus transfers are instant and processed via blockchain, transactions are generally irreversible once authorized.

  • If you suspect fraud or made an error, Contact Support Immediately or call our 24/7 Fraud Hotline at 1-800-ILLUM-HELP. While we will attempt to assist, recovery of funds sent to the wrong recipient cannot be guaranteed.

Have more questions?


Contact us

Illuminus Bank Global Money Transfer Disclosure

Illuminus Bank provides instant, fee-free international money transfers with multi-currency support and blockchain security. By using this service, you agree to the following terms:

  • Transaction Processing: Transfers are subject to real-time verification. Processing times may vary based on recipient bank policies.

  • Currency Exchange: Exchange rates are determined at the time of transfer and may fluctuate. Illuminus Bank does not guarantee future exchange rate stability.

  • Security Measures: Transactions are secured using biometric authentication, encryption, and AI fraud monitoring. Users must safeguard their account credentials.

  • Transfer Limits: Maximum transfer amounts may apply based on regulatory requirements and account status.

  • Eligibility & Compliance: Users must comply with local and international financial regulations. Transactions involving restricted entities or jurisdictions may be declined.

  • Liability Disclaimer: Illuminus Bank is not responsible for delays caused by third-party financial institutions or unforeseen technical issues.

  • User Responsibilities: Users must ensure recipient details are accurate before confirming transactions. Errors may result in irreversible transfers.

By proceeding with a transfer, you acknowledge and accept these terms. For further details, please visit Illuminus Bank’s official terms and conditions.