Illuminus Bank – Savings & CDs

Illuminus Bank – Smart Savings & CDs

Secure earnings. Flexible terms. Premium returns.

Account Options

High-Yield Savings

  • 4.00% APY (variable)
  • Daily compounding
  • No monthly fees
  • Instant access

Premier CD

  • 6-month: 4.75% APY
  • 12-month: 5.25% APY
  • 24-month: 5.50% APY
  • Penalty-free early exit with loyalty option

Goal-Based CD

  • Milestone rewards boost rates
  • Custom maturity windows
  • Automated goal tracking

Compare Products

Feature High-Yield Savings Premier CD Goal-Based CD
APY4.00% (variable)4.75–5.50%4.25%+ milestones
Minimum Deposit$100$500$300
Withdrawal FlexibilityAnytimeFixed TermProgress-triggered

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How we can help


Our Savings account can help boost your financial health and put your goals into focus.

Personalized planning

Illuminus Bank Life Planis an easy, flexible way to set and track your short- and long-term goals, get one-on-one advice and adjust when life changes.


A rewarding relationship

Qualifying Illuminus Bank Preferred Rewards members can enjoy benefits and rewards on everyday banking, from interest rate boosters to waivers on certain services.


Easy ways to save

Have a checking account with us, too? Enroll to round up debit card purchases and transfer the difference to savings automatically.


Cash back deals

Want to put more in savings? Search participating merchants and earn up to 10% cash back on everyday purchases.


Start saving today


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