📱 Illuminus Bank Mobile Banking Features
1. 24/7 Account Management
✅ Instant Access: Check balances, view transactions, and manage funds in real-time.
✅ Multi-Currency Wallets: Hold and transact in different currencies without exchange losses.
✅ Customizable Alerts: Get notifications for deposits, spending limits, security updates, and payment due dates.
2. Fast & Free Global Money Transfers
🌍 Zero-Fee Transfers: Send money internationally without processing fees.
🚀 Instant Transfers: Real-time payments to any account, ensuring immediate fund availability.
💱 Competitive Exchange Rates: Multi-currency transactions at low conversion costs.
3. Advanced Security & Authentication
🔒 Biometric Login: Use facial recognition, fingerprint ID, or retina scan for secure access.
🛡️ AI Fraud Detection: Smart monitoring to prevent unauthorized transactions.
🔔 Two-Factor Authentication (2FA): Extra layer of protection for high-value transactions.
4. Smart Payments & Bill Management
💳 Card Controls: Lock/unlock debit or credit cards instantly.
⚡ One-Tap Bill Payments: Pay utilities, rent, and business invoices effortlessly.
🔄 Recurring Payments: Set up automated transactions to streamline monthly expenses.
5. Mobile Banking Rewards & Shopping Perks
🛍️ Cashback on Purchases: Earn bonus points & discounts on shopping, dining, and travel.
💡 Loyalty Tiers: Customers progress through Silver, Gold, and Platinum for exclusive benefits.
🎁 Special Offers & Flash Deals: Get VIP access to limited-time promotions and rewards.
6. Personalized Financial Insights & AI Assistance
📊 Spending Analytics: Track expenses with AI-powered budgeting tools.
💬 Smart Banking Advisor: AI-driven recommendations for saving, investing, and loan options.
🚀 Custom Investment Portfolios: Tailored financial planning based on customer goals.
🔥 Limited-Time Mobile Banking Offers
✅ Zero Fees for international money transfers and bill payments.
✅ Bonus Cashback on purchases made via Illuminus Bank mobile transactions.
✅ Fast-Track Loan Approvals for mobile app users with verified biometric authentication.