Define your investing goals
—and your financial future
Establishing your priorities for today can help you prepare for a better tomorrow. Just by writing your goals down, you can increase your odds of success by 33%
Personalize your investment planning
Prepare for today and
tomorrow
Our Wealth Plan tool will give you the full picture of your current financial situation and help you decide what’s most important to you.
Find more confidence in a
custom strategy
To help you get to the "confidence zone" , we’ll take the time to understand your risk tolerance and develop a plan based on your unique needs.
Evolve as change comes
your way
Tap into our market commentary to stay informed on how current trends might affect your investments, and help you make adjustments to stay on track.
Let’s start by asking one question:
What do you want to achieve?
Plan for retirement
Whatever you’re looking forward to—more time for family, travel or pursuing your passions—we can work together to help you prepare for what comes next.
Save for college
From 529 plans to financial aid, we’ll help you understand the best saving and investment opportunities for you and your family.
Build a lasting legacy
Together, we can create a holistic strategy to meet your short- and long-term goals, from buying a home to estate planning and philanthropy.
Drive positive change
We can help you align your portfolio with your principles and discover sustainable investing opportunities that support your priorities.
Plan, budget, save and invest—all in one place
360° view of your finances
Wealth Plan helps you track your money automatically every day, so you can stay on top of your financial life.
Real-time goal tracking
Prioritize your goals and adjust them as your needs change so you can map out a plan to reach them.
Step-by-step guidance
Get personalized tips about your next best step for everything from budgeting to retirement planning.
Advice, when you need it
Wealth Plan makes it easy to schedule a meeting with an advisor and collaborate on your plans right
Get up to $700 Unlimited commission-free online trades When you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money by 04/15/2025. Options contract and other fees may apply. You must open an account from this page to receive the bonus offer.
Get commission-free online trades
Fractional shares
Invest in S&P 500 and Nasdaq 100 stocks, along with ETFs3, in any amount from $5.
Holistic view
See your banking and investing all in one place on the Illuminus Bank website and Illuminus Mobile® app.
Thousands of investments
Choose from a wide range of stocks, ETFs, options, mutual funds, money market funds, treasuries & other fixed income.
Powerful tools
From alerts to screeners, we make it easy to build diversified portfolios.
Here's how we like to reward investors
$500
When you transfer or roll over $5,000-$24,999
$1000
When you transfer or roll over Twenty-five thousand dollars to ninety-nine thousand nine hundred and ninety nine dollars
$1500
When you transfer or roll over $100,000-$249,999
$2000
When you transfer or roll over $250,000 or more
- 01
Open
Open a J.P. Morgan Self-Directed Investing account through this page by 04/15/2025.
- 02
Transfer
You have 45 days to fund your account with qualifying new money. Your bonus will be determined on day 45.
- 03
Earn
Maintain your new funds at 90 days from enrollment and enjoy your bonus – we’ll add it directly into your account within 15 days.
Choose an account and start investing today
General Investment
This is a standard individual or joint investment account. You get the flexibility to withdraw your money at any time, without the tax benefits of an IRA.
Traditional IRA
Your contributions may be tax-deductible. Your earnings, if any, are tax-deferred and will be included in your taxable income at the time of withdrawal.
Roth IRA
Your contributions are not tax-deductible. Your earnings, if any, are tax-deferred and may be withdrawn tax-free if certain conditions are met.