Insurance Protection
An insurance protection plan can help you prepare for life’s surprises and feel more confident about the future.
At Illuminus Bank, we understand that financial security is a cornerstone of peace of mind. That’s why we offer a comprehensive range of insurance services tailored to meet the diverse needs of our clients. Our life insurance policies ensure that your loved ones are protected financially in the event of unexpected circumstances.
We provide customizable options that allow you to choose coverage amounts that best suit your family’s needs. In addition to life insurance, we offer health insurance plans designed to provide you with the medical coverage necessary for a healthy lifestyle. Our policies include options for individual and family coverage, with a variety of plans that cater to different budgets and healthcare requirements.
For individuals who own a home, our homeowners insurance protects against the financial risks associated with property damage and liability. We also offer renters insurance to provide coverage for personal belongings and additional liability protection for those who lease their living spaces.
Our vehicle insurance policies are designed to cover both personal and commercial vehicles, ensuring you have the protection you need on the road. We help you navigate various coverage options to find the one that balances affordability with comprehensive protection. Illuminus Bank also recognizes the importance of business insurance for entrepreneurs and small business owners.
We offer tailored solutions that guard against property damage, liability claims, and other potential risks faced by businesses in today’s dynamic marketplace. Our knowledgeable team is here to guide you through the process of selecting the right insurance policies to meet your financial goals. With a commitment to excellent customer service, we aim to build lasting relationships with our clients. At Illuminus Bank, your financial security is our priority, and we’re dedicated to protecting what matters most to you.
Coverage for what matters most
See the whole picture. Insurance is an important part of your overall wealth plan. By considering your goals and whole financial situation, we can help you determine the type and amount of insurance that meets your needs.
Work toward financial security. It’s not only market and economic fluctuations that can impact your financial security. Unexpected changes to your family, career and health impact your day-to-day finances as well as your long-term goals. A solid insurance protection plan is important so you won’t have to draw down your savings or liquidate your investments should you ever find yourself in a crisis.
Secure peace of mind. No matter your stage in life, the right protection can help you feel more confident that you are prepared for whatever lies ahead.
Life insurance
You work hard to protect your loved ones – too hard to let an unforeseen event put them at risk financially. Let us help you choose between term and permanent life insurance options that meet your unique needs.
Americans are living longer than ever before. The costs of assisted living or in-home care can easily deplete your retirement savings without a long-term care strategy. In 30 years, one year of care in a nursing home is expected to cost $270,000.
Your financial plan is based on the income you receive from the work you do. Disability income insurance can help protect you and your family if you are unable to work due to an accident, injury or illness.
As a business owner, you can use insurance for many purposes, ranging from asset protection and succession planning to tax planning and wealth transfer.
Investment and insurance products: