credit cards
Earn MORE cash back or bonus points.
Choose from a variety of categories and offers.

At Illuminus Bank, we pride ourselves on offering a diverse range of credit cards tailored to meet the unique needs of our customers. Our commitment to financial empowerment drives us to provide options that not only enhance your purchasing power but also reward you for everyday spending. Whether you're a frequent traveler, a savvy shopper, or someone looking to build credit, our variety of credit cards has something for everyone. For those who love to travel, our Travel Rewards Credit Card allows you to earn points for every dollar spent, which can be redeemed for flights, hotels, and exclusive experiences. Meanwhile, our Cashback Credit Card is perfect for everyday purchases, returning a percentage of your spending as cash rewards, making it easier to save while you shop. If you're aiming to build your credit history, our Secured Credit Card is designed for you, offering a low barrier to entry with the opportunity to transition to an unsecured card as your credit improves. For individuals who enjoy dining and entertainment, our Dining Rewards Credit Card gives you bonus points at restaurants, helping you earn rewards faster. Additionally, we offer a Student Credit Card that helps young adults establish credit while enjoying benefits tailored for their lifestyles. Our Rewards Catalog allows cardholders to choose from a vast selection of products and experiences, ensuring that the rewards you earn are meaningful to you. With no annual fees on many of our cards, you can enjoy peace of mind while maximizing your benefits. At Illuminus Bank, we believe that financial products should work for you, and our credit cards are designed with your best interests in mind. Join us today to unlock a world of possibilities with our exceptional range of credit cards and start enjoying the rewards you deserve!

New Credit Card Offers & Promotions

Explore the newest credit cards offers from Illuminus Bank, featuring exclusive perks and benefits to reward your spending. Find the best option for you – from welcome bonus offers to cash back rewards and points promotions.

Our Most Popular Rewards Cards


Illuminus Sapphire

  • Earn 60,000 bonus points
  • Earn 3X on dining and 2X on travel
  • $95 Annual Fee


Apply Now

Illuminus Freedom Unlimited

  • Earn a $200 bonus
  • Earn unlimited 1.5% cash back or more on all purchases
  • No Annual Fee


Apply Now

Illuminus Freedom Flex 

  • Earn a $200 bonus
  • Earn 5% cash back on quarterly bonus categories (spend limits apply, must activate quarterly)
  • No Annual Fee


Apply Now

Our Most Popular Travel Cards


Illuminus Sapphire Reserve 

  • Earn 60,000 bonus points
  • Earn 3X on dining and travel purchases
  • $550 Annual Fee


Apply Now

Southwest Rapid Rewards

  • Earn Companion Pass® through 2/28/26 plus 30,000 bonus points
  • Receive 3,000 anniversary points each year
  • $69 Annual Fee


Apply Now

Marriott Bonvoy Boundless

  • Earn a $150 Statement Credit plus 100,000 Bonus Points
  • Earn up to 17X total points at 7,000+ hotels worldwide
  • $95 Annual Fee


Apply Now

Our Most Popular Business Cards


Ink Business Unlimited

  • Earn $750 bonus cash back
  • Earn Unlimited 1.5% cash back rewards on every purchase
  • No Annual Fee


Apply Now

Ink Business Preferred

  • 90,000 bonus points
  • Earn 3x points on shipping and other select business categories
  • $95 Annual Fee


Apply Now

United Business

  • Earn 100,000 bonus miles
  • 2x on United® purchases
  • $99 Annual Fee


Apply Now