Get a low intro APR.
Low intro APR applies to purchases for the first 18 billing cycles.
Illuminus Bank’s Business Credit Cards are designed to empower entrepreneurs, startups, and corporations with tailored financial solutions, offering rewards, security, and flexibility to meet business needs. Here’s a breakdown of the most popular business credit cards and what they offer:
💳 Illuminus Business Credit Card Options
1. Illuminus Elite Business Card
🏆 Premium Rewards for High-Spending Businesses.
- Unlimited Cashback: Earn 5% cashback on travel, dining, and office expenses.
- Exclusive Airport Lounge Access: Complimentary membership to global lounges.
- Business Concierge Services: VIP booking for hotels, events, and networking functions.
- No Foreign Transaction Fees: Perfect for businesses operating internationally.
2. Illuminus Growth Business Card
📈 Designed for Scaling Startups & Expanding Enterprises.
- 0% Intro APR for 12 Months: Helps businesses manage early-stage expenses.
- High Credit Limit: Supports growing cash flow needs.
- Discounts on Advertising & Software: Earn bonus points on digital marketing spend.
- Flexible Payment Plans: Customize repayment schedules based on revenue flow.
3. Illuminus Corporate Advantage Card
🏢 The Smart Choice for Large Enterprises.
- Expense Tracking Dashboard: AI-powered analytics for budgeting and forecasting.
- Employee Card Benefits: Issue free additional cards for employees with spending limits.
- Priority Loan Access: Preferred eligibility for Illuminus business loans & credit lines.
- Security Features: Advanced fraud protection & purchase insurance.
4. Illuminus Travel Business Card
✈️ Built for Global Entrepreneurs.
- 5X Travel Rewards: Earn bonus points on hotels, flights, and car rentals.
- Exclusive Airline Partnerships: Discounts with top international carriers.
- Auto Rental Insurance & Lost Luggage Protection: Travel with confidence.
- Concierge Assistance: Dedicated travel support for itinerary planning.
🔥 Additional Business Credit Card Perks
✅ Business Rewards: Earn points redeemable for office supplies, marketing, or business travel.
✅ Free Expense Management Tools: Track spending and generate financial reports.
✅ Customizable Spending Controls: Set card limits for employees and departments.
📌 Limited-Time Offer for New Business Owners
📅 Apply by 06/01/2025 and enjoy:
💰 $1,000 Cashback Bonus after spending $5,000 in the first 90 days.
🚀 Double Points for 6 Months on essential business expenses.
Yes, all Illuminus Bank business credit cards offer contactless chip technology allowing for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.
Yes, when you apply for an Illuminus Bank business credit card you can request additional cards for employees at no cost. You may also add employee accounts through online banking, or request employee card accounts be closed when needed.
You can choose to have all account activity rolled up to a convenient centralized billing statement. The central billing statement allows you to not only see all of the transactions made by each of your employees and make a single payment to your account. Individual billing is also available.
Shopping Deals is the easiest way to earn additional rewards while shopping online at 1,100+ stores using your Illuminus Bank Business Credit Card.
Log in at Illuminusbank.com . Click on Shopping Deals in the Rewards Center and start shopping. By using the Rewards Center Shopping Deals with your Illuminus Bank business credit card, you will be able to earn more rewards by shopping online.
Real-Time Rewards is a redemption method offered on several Illuminus Bank business credit cards that enables you to instantly turn your business purchases into rewards. Your mobile device can then be used to immediately redeem toward a credit card purchase.
Once enrolled, redemption is quick and easy. Make a credit card purchase, and you will receive a text with the option to redeem points toward that purchase. Reply ‘REDEEM’ to complete the redemption.
You must have enough points to cover the entire purchase in order to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.