boat loans
Set sail with the right financing.

Compare your boat financing options.

Whether you’re buying a new or used boat or refinancing your current boat loan, we have options for your financing journey.


BOAT SHOPPING

Shop and finance your next boat all in one place.

Browse and apply for a new or used boat from our participating dealerships. If approved, the dealer will have your pre-approval ready when you arrive for a smoother purchase experience.


BOAT FINANCING PRE-APPROVAL

Pre-approval puts you one step ahead.

Know what you can spend so you can shop with confidence for a new or used boat. Your Illuminus Bank boat financing pre-approval is good at any of our participating dealerships. 


BOAT LOAN REFINANCE

Refinancing your boat loan could help you save.

If you’re looking for a better term or interest rate, a Illuminus Bank boat refinance could help. Not available in all states.


Disclosure

Refinancing is available in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin.

Illuminus Bank assists its customers by working with dealers across the nation. Financing pre-approval is only valid at a dealer with which Illuminus Bank works. Illuminus Bank is not affiliated with these dealers and makes no representations or warranties regarding the dealers, their inventory, related products or services. All vehicle and related product information included on this site is provided by the dealer, who is solely responsible for the content, representations about itself and the vehicle, including pricing, services and promotional statements. Illuminus Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, pricing or related products should be directed to the dealer. The dealer will work with you to finalize financing terms.

The dealer may request your permission to obtain information from one or more credit reporting agencies. The dealer will ask for your photo identification (driver’s license) and/or other identifying documents. Illuminus Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.

Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.