The Illuminus 100: Spend & Shine Challenge 


100 Days. 100 Winners. $5 Million in Cash Prizes!

Turn your everyday spending into a golden opportunity. Join the Illuminus 100: Spend & Shine Challenge, where $50,000 could be yours every single day. That’s 100 chances to win big — just by using your Illuminus card.


🎯 What’s at Stake

  • Duration: 100 days of nonstop giveaways
  • Daily Prize: $50,000 to 1 lucky shopper
  • Total Winners: 100
  • Total Cash Pool: $5,000,000

🚀 How to Enter

  1. Spend $50 or more in a single transaction using your Illuminus debit or credit card at participating retailers.
  2. Every qualifying purchase = 1 automatic entry
  3. More transactions = more chances to win

🔓 Power-Up Your Entries

  • Double Cashback Tuesdays = 2X entries
  • Platinum Tier Members = 5 bonus entries every day
  • Refer & Earn: Invite a friend who qualifies → You both get +10 entries

🗓️ Key Dates

  • Entry Period: July 1 – October 8, 2025
  • Daily Winner Announcements: IlluminusBank.com & all official socials

✅ Who Can Join

  • Must be 18+ and an active Illuminus Bank customer
  • Only purchases $50+ using Illuminus cards are eligible
  • Open to residents where Illuminus Bank operates
  • Winners notified through verified contact info

📄 See full prize terms, payout details, and alternative entry methods in our official rules below.


🔐 Fair & Square

Administered under the strictest standards of transparency. Daily winners selected at random and verified by independent auditors. No purchase necessary for mail-in entries. Void where prohibited.



Illuminus 100: Spend & Shine Entry

Enter the Illuminus 100: Spend & Shine Challenge

The Official Rules for the Illuminus 100: Spend & Shine Challenge.

📜 Official Rules

The Illuminus 100: Spend & Shine Challenge
Entry Period: July 1 – October 8, 2025

1. Eligibility

  • Open to legal residents of countries where Illuminus Bank is licensed to operate.
  • Must be 18 years or older and an active Illuminus Bank debit or credit cardholder.
  • Employees of Illuminus Bank, affiliates, advertising/promotional partners, and immediate family members are not eligible.

2. How to Enter

  • Use your Illuminus debit or credit card to make a single transaction of $50 or more at a participating retailer.
  • Each qualifying transaction = 1 entry into that day’s draw.
  • Bonus entries:
  • Double Cashback Tuesdays → 2X entries
  • Platinum Tier Members → 5 bonus entries per day
  • Referral Bonus → Invite a friend who qualifies → +10 entries for both

3. Alternative Method of Entry (AMOE)

No purchase necessary. To enter by mail:

  • Handwrite your full name, address, phone number, email, and the phrase “Illuminus 100 Challenge Entry” on a 3"x5" postcard.
  • Mail to: Illuminus 100 Entry, P.O. Box 100, Brightville, CA 90210.
  • Must be received by October 8, 2025. Limit: one AMOE per day.

4. Prize Details

  • Daily Prize: $50,000 awarded to one verified winner each day
  • Total Winners: 100
  • Total Prize Pool: $5,000,000
  • Winners are selected via random drawing conducted by an independent third-party auditor.

5. Notification & Prize Claim

  • Winners announced daily on IlluminusBank.com and official social media channels.
  • Notified via verified email and/or phone within 48 hours.
  • Must respond within 7 days and complete all identity and eligibility verification steps.
  • Payouts made via bank transfer within 14 business days of verification completion.

6. Taxes & Liability

  • All federal, state, and local taxes are the sole responsibility of the winner.
  • Illuminus Bank reserves the right to issue IRS Form 1099 or equivalent, where applicable.
  • By participating, entrants waive any and all claims against Illuminus Bank and partners for losses or injuries related to participation or acceptance of the prize.

7. General Conditions

  • Void where prohibited.
  • Illuminus Bank reserves the right to modify, suspend, or terminate the promotion if fraud, technical failure, or other causes beyond control affect the integrity of the contest.
  • Entry constitutes agreement to these Official Rules and Illuminus Bank’s decisions, which are final and binding.

8. Publicity

  • Acceptance of prize constitutes permission for Illuminus Bank to use winner’s name, likeness, and city/state for promotional purposes without additional compensation, unless prohibited by law.